Our approach is different from many
investment advisors in several important ways:
Our Approach
We do not
engage in active trading strategies. We use a passive asset class allocation strategy to
achieve optimum investment return, given your personal constraints. This means
that, rather than select individual securities, we use the most efficient,
cost-effective funds to gain exposure to each desired asset class. Allocations
to each asset class are derived using statistical optimization methods,
academic research, and judgment that combine long-term expected returns,
correlations, and constraints to determine efficient portfolio mixes. (see Philosophy)
We are independent
and objective. That
means that we are not limited to certain funds offered by any particular
company. We have access to institutional classes of mutual funds that have
lower fees. As explained in our regulatory disclosures (Form ADV, see www.adviserinfo.sec.gov),
we have established our advisory firm to be as conflict-free as possible
– our only compensation can be derived from the asset-based, fixed, or
hourly fee that we charge our clients. We also do not pay referral fees to
anyone.
Our Process
MCA will work with you to create an
Investment Policy Statement that outlines an asset allocation plan for your
portfolio. This document will be created after a detailed review of your investible assets and our discussions of risk-tolerance,
investment horizon, and other constraints. Then, we carefully craft a
globally-diverse investment portfolio consisting of a dozen or more asset
classes using institutional class funds like DFA and PIMCO.
Our Size
Our clients appreciate
individualized attention. We are a small firm that takes each client’s
individual circumstances into account when designing and managing their
investment portfolio. We also work closely with each client’s tax and
legal counsel to ensure an integrated wealth management strategy.